i want to focus on the medicare portion because i have to say the consensus right now in washington, and i was cheered to see the president's opening bid, but the consensus in washington is that we have to come up with a grand bargain, dot dot dot we have to do something with entitlements. this is the big thing. something about entitlements. i just don't understand why that's the case. the reason i don't understand why that's the case is the big problem is the rate of growth of health care costs. i think we can all agree on that, right? >> yes. >> now medicare -- the rate of growth in medicare is significantly lower than the rate of growth of health care costs in the private sector. it's doing a better job of controlling cost relative to the private sector. then we just passed a huge bill that was incredibly contentious, which is called the affordable care act. the vast majority of the legislative language of which is about controlling costs in health care over the future. so it seems to me like the reasonable thing to do is to wait four years, five years, implement the bill and see